Best Klarna Casinos in August 2025
Over the past decade, Klarna casinos have emerged as the go-to choice for players on a budget. As a payment method that allows players to fund their casino accounts in instalments, Klarna brings some unique advantages. Find them all out in this comprehensive guide, along with a curated list of the best Klarna online casinos.
Essential Facts About Using Klarna for Casino Payments
Long history: Klarna was founded in Stockholm back in 2005.
Different payment options: Casino players can choose whether to split their account top-ups into four equal payments, pay in 30 days, or make arrangements for long-term financing.
Partners: According to Klarna’s official information, more than 600,000 merchants accept this payment method, a large portion of which are online shopping and casinos.
New generation of casino players: According to a 2025 survey, nearly half of the surveyed millennials and Gen Zers have used Buy Now Pay Later services. This offers Klarna online casinos the chance to attract the next generation of players.
User-friendly app and browser extension: To streamline the payment process, users can download the Klarna mobile app or simply add a browser extension. This way, they can track purchases.
Klarna card: In 2022, Klarna launched a Visa card that players could use to fund casino accounts. In 2025, a new debit card was introduced, which offers fewer restrictions for players, but it is still in the testing phase.
What Is Klarna?
Klarna is a Buy Now, Pay Later payment option that allows casino players to make deposits at casinos on credit and pay in instalments through their linked bank account. This payment option is very simple: when a player makes a Klarna deposit, the payment method will pay the casino the full price and will then collect the payment from the customer.
There are four types of payment options for users:
- Pay in 4: The purchase is split into four interest-free payments. All of them are paid automatically every fortnight.
- Pay over time: The cost can also be spread in smaller monthly payments. Users can choose between 6 and 24 months for payments.
- Pay in full: Players can also choose to pay in full. Klarna will charge the user’s credit/debit card when the deposit is made.
- Pay in 30 days: Users get 30 days to make the full payment with no interest.
Unless customers are late with Klarna payments, the service doesn’t charge any fees. Nevertheless, exceptions apply to financing plans that range from 6-24 months, which may be charged with interest rates ranging from 0%-35.99% annual percentage rate. APR is based on creditworthiness and term length.
Pros & Cons of Using Klarna
As is the case with any casino payment method, Klarna also comes with certain advantages and disadvantages. Let’s look at the main ones.
Is Klarna Safe and Secure for Online Casino Transactions?
Players seeking a secure payment method will be pleased to know Klarna uses several security features to preserve their safety when depositing money into a casino account:
- Fraud prevention: Klarna has a team of 150+ fraud prevention specialists using advanced methodology to protect transactions.
- Encryption: Casino deposits are protected with AES-256 and TLS encryption.
- Machine learning: Real-time monitoring stops fraud.
- One-time card: Users can pay with the one-time card service, which allows them to pay without sharing their card details.
- Biometrics: Klarna users can choose different authentication methods for a secure login experience.
- Instant alerts: Users get instant notifications if suspicious transactions are noticed.
Benefits of Choosing Klarna for Casino Payments
Choosing the best online gambling sites accepting Klarna comes with a string of unique advantages. Here’s what to look forward to.
Ideal for Players on a Budget
Casino players can divide their payments into several instalments. That way, players can look forward to a more enjoyable and stress-free experience.
Integration With Apple Pay
Klarna is integrated with Apple Pay. To use it at casinos that accept Apple Pay, simply select Klarna in the Apple Pay wallet and choose the financing plan.
Top-Notch Security Features
Thanks to 2FA, encryption, and advanced fraud prevention mechanisms, all Klarna transactions are 100% secure, so players can look forward to a safe gaming environment.
Eligible for Bonuses
Unlike some e-wallets, Klarna is generally accepted to claim online casino bonuses. Top Klarna casinos will often reward deposits with promotional offers.
How Maneki Picks the Best Klarna Casino Sites
With Maneki’s industry experience as a former online casino, we know the requirements needed for a Klarna site to be considered world-class. As such, here is what we pay attention to.
Licence & Security
The best Klarna casinos need to be licensed by a trusted international regulator, such as the MGA, Curacao eGaming Board, or others. In addition, our experts focus on security, with SSL being the bare minimum.
Alternative Payment Methods
Klarna cannot be used to withdraw winnings, so we focus on alternative payment methods. E-wallets, bank transfers, and crypto are at the top of the list.
Bonuses & Transparent Terms
Besides the range of Klarna casino bonus offers, our experts prioritise transparency in the terms and conditions, with all rules being clearly stated.
Casino Game Library
The range of casino games is the heart of all casinos. Therefore, we focus on casinos with diverse game libraries filled with options from prominent providers.
Top Casino Types Accepting Klarna in 2025
As Klarna is a universally popular deposit method, it’s widely present and accepted at online casinos.
Crypto Casinos
Although the focus will be on digital currencies like BTC, ETH, and LTC, among others, top crypto casinos can offer transactions with fiat currencies, too. Klarna is often among the supported methods.
Offshore Casinos
Curacao or Anjouan-licensed online casinos are the main references when playing at offshore casinos. Such sites accept players from multiple countries, so they must offer a versatile list of payment methods, including Klarna.
EU-Licensed Casinos With Klarna
The Swedish Gambling Authority and the Malta Gaming Authority are some European regulators that issue licenses to casinos and accept Klarna.
Fast Withdrawal Casinos
Klarna withdrawals are not possible, but playing at fast-withdrawal casinos will allow users to make deposits with it. Then, they will facilitate payouts using other withdrawal methods.
Mobile Casinos With Klarna Support
The best Klarna online casino sites are optimised for mobile devices, which further streamlines the gaming experience.
Best Klarna Casinos by Category
Different casinos excel in various categories, so to help our readers find the most suitable one for their preferences, here are our top picks of casinos that accept Klarna based on their unique strengths.
| Category | Casino |
|---|---|
| Best Welcome Bonus | CosmicSlot |
| Best For Tournaments | Billybets |
| Best Low-Deposit Casino | Wazbee |
| Best Mobile Casino | Hugo |
Step-by-Step Guide: How to Use Klarna at Online Casinos
Getting started with Klarna at online casinos is an easy process. Just follow our four step guide.
Create a Klarna Account
To get started, download the Klarna app or head to the official Klarna website. Sign up by providing personal information, and then verify your email and phone number.
Choose a Casino From Our List
Browse our casinos that accept Klarna and select the one that matches your preferences. Compare key criteria such as bonuses, payment limits, games, etc.
Create a New Casino Account
Register a new casino account by filling out another registration process. Usually, this procedure doesn’t take more than a couple of minutes.
Deposit & Claim Bonuses
Select Klarna as your payment method and choose your payment plan. Then, Klarna will transfer money to your casino account, after which, you can instantly claim registration bonuses and start playing.
How to Deposit with Klarna at Online Casinos
Depositing with Klarna is a just as easy as creating an account. Here’s how to do the instant deposits with this payment method:
- Find Klarna in the Cashier: Head to the cashier section of your account and find Klarna.
- Enter the amount to deposit: Note the minimum deposit amount required in the casino and choose your preferred sum.
- Pick your plan: Select one of the four Klarna payment plans to proceed.
- Deposit & claim the welcome bonus: The funds will instantly appear in your account, after which, you can claim your first deposit bonus and boost your bankroll.
Klarna Limits: Minimum and Maximum Deposit Amounts
Klarna itself doesn’t set any fixed spending limits. Instead, the payment method’s automated approval mechanism decides how much users can spend. To see the limits, head to the Purchase Power section of your Klarna account and follow the prompts to see the estimated amount it can be spent on casino gaming.
Factors that influence spending power include users’ payment history and outstanding balance. On the other side, Klarna casinos often have minimum deposit limits ranging from €10 to €20.
Casino Bonuses and Promotions for Klarna Users
Klarna deposits will make users eligible for vast range of casino promotions. Here are some of the most common offers:
- Welcome bonus: New players who have just registered and topped up their accounts with Klarna can claim welcome bonuses, also called first deposit bonuses.
- Free spins: As the most popular casino promotion, there are several ways to obtain free spins. They can be part of welcome offers or come as a standalone daily/weekly promotion.
- Reload bonus: Aimed at returning players who already spent their welcome offers, using reload bonuses will add more bonus money to players’ accounts for a successful deposit.
- Cashback: Luck is not always on players’ side, and that’s why the best online casino sites that accept Klarna let them claim cashback bonuses. These to recoup some of the incurred losses when playing games.
- Loyalty bonuses: Climbing the loyalty ladder at the best VIP online casinos can help players get customised offers.
The key to successfully using Klarna, avoiding late fees and making sure you have a long-term benefit of the payment method is to keep a good paying history. Set yourself realistic spending limits and pay your dues on time.
New Online Casinos Supporting Klarna
The online gambling industry keeps renovating itself with new online casino providers emerging at a fast rate. Most of these are already accept Klarna and other payment option, facilitating deposits and withdrawals.
| New Klarna Casinos | Year Established |
|---|---|
| Wonaco | 2024 |
| Ritzo | 2024 |
Klarna vs Skrill: Which Is Better?
Besides paying in instalments, casino players are fond of using Skrill for casinos. Here is how Klarna compares with this particular method in some key features.
Klarna
Skrill
Top Klarna Casino Apps for Mobile Gaming
Most online casinos opt for a mobile-first approach by inviting their customers to play in advanced apps that facilitate the access to the games. Here are a few of our favourite mobile gambling sites that accept Klarna.
| Casino | Compatibility |
|---|---|
| CosmicSlot | Mobile browsers |
| Wazbee | Android/iOS |
| Hugo | Mobile browsers |
| Billybets | Android/iOS |
Alternatives to Klarna at Online Casinos
Klarna casinos won’t limit you to just one payment method. As players will notice in our suggested casinos, there are several other secure and popular payment methods they can use:
- PayPal: A global e-wallet with a large customer base. Opting for reliable casinos accepting PayPal allows players to make fast and secure deposits and withdrawals.
- Visa/MasterCard: Convenient and widespread, playing at Visa casinos or those accepting MasterCard means opting for renowned security features. However, they are rarely available for withdrawals.
- Bank transfers: Sought-after due to their inherent security. However, depending on the banks involved, a negative side of this method is that withdrawals can take up to five business days.
- Crypto: The crypto wallets on decentralised blockchain networks makes that opting to play in Ethereum casinos or other digital currencies translates to low-fee and fast transactions.
Does Klarna Work with Pay N Play Casinos?
Pay N Play casinos don’t require players to fill out a registration form or verify their ID upon signing up. Instead, a player can click on the “Play Now” option and make a deposit straight from their online bank account. KYC checks are completed automatically, but unfortunately, this is an option that works for bank transfers only.
Final Thoughts: Should You Use Klarna at Online Casinos?
If used correctly, Klarna can be a very beneficial payment method for online casino players. The fact that it’s usually accepted for deposit bonus puts it in front of other direct rivals, and it’s also great that users can pay in instalments to eliminate big financial burdens and allow them to enjoy their experience even more. However, for that to happen, players need to know how to set their limits and practice responsible gambling.
FAQs About Klarna
Is Klarna secure?
Yes, it is. Klarna offers robust security features, including biometric login, 2FA, SSL encryption, and 24/7 fraud monitoring.
Do all online casinos accept Klarna?
No, not all online gaming sites accept Klarna for transactions. To help you locate such sites, we have browsed the iGaming sector and found all top-rated ones in 2025.
Can I use Klarna for casino withdrawals?
No, Klarna is not available for casino withdrawals. Instead, you will need to choose alternative payment methods, like bank transfers or crypto.
What types of games can I play at Klarna casinos?
Game catalogues at Klarna operators come with thousands of different titles. Main game categories include online slots, live casino games, table games, and instant win games.
Are there any fees for using Klarna?
If users make payments on time, there are generally no fees. However, note that 6 to 24-month plans may be subject to annual percentage rates which can be up to 35.99%.